Financing an investment property
An investment mortgage—also referred to as buy-to-let finance, a rental mortgage or real estate financing—can be used to finance property primarily intended for rental. Financing can also be used for redevelopment projects where value is added with the aim of selling the property at a profit or retaining it for rental. We arrange financing for a wide range of property types, including houses, apartments, mixed-use properties, retail units, offices and hospitality properties. We help assess the available options and match your plans with the most suitable financing solution.
Real Estate Financing
Why choose real estate financing?
Creating passive income, achieving financial freedom and building long-term wealth are becoming increasingly common investment objectives. Financing allows you to use borrowed capital to invest in property while retaining part of your own capital for further expansion of your real estate portfolio. Ideally, rental income covers the financing costs while also generating positive monthly cash flow. Over the longer term, property may also appreciate in value, while repayments reduce the outstanding debt and inflation can reduce its real value over time. Together, these factors can contribute to long-term wealth creation.
How do you qualify for an investment property mortgage?
As a general guideline, you can typically borrow between 60% and 85% of the property’s market value in rented condition, depending on factors such as the type of property. There are various ways to structure a real estate investment, even if you do not currently have sufficient capital or specialist knowledge available. Through our network of experienced real estate professionals, we can provide guidance, introduce you to the right specialists and help you assess the available options.
Our
Partners
My Investment Property works with a broad network of lenders, valuers and real estate professionals. Below you will find a selection of the partners we work with regularly, allowing us to assist with a wide range of real estate financing needs.
Are you interested in investing in real estate but unsure where to start? We are happy to introduce you to one of the experienced real estate coaches at our partner, WeManifest Real Estate. Would you like to learn more? Contact us.
