Who we are

We provide real estate financing for entrepreneurs and individuals looking to grow their businesses. Since 2021, My Investment Property has been guiding real estate entrepreneurs through the purchase and refinancing of their portfolios—from their first investment property to well beyond their tenth. We’re not just a service counter; we’re a dedicated point of contact who works with you to plan your next steps.

Our story

Founded by two real estate financiers who invest themselves

Niven founded My Investment Property in 2021 based on an insight he understood from both sides: as an adviser and as an investor with his own property portfolio. Menno shared that vision and joined the company in 2024. Niven has worked in financial services since 2007. With extensive knowledge and experience gained at organisations including ABN AMRO, Rabobank, De Hypotheker, Finzie and currently Financieel Fit, he combines financial planning expertise with specialist knowledge of real estate financing and is able to address virtually any financing challenge. As a specialist in real estate financing, Menno provides tailored solutions for both residential and commercial property. His strength lies in clear and personal communication. For every financing challenge, he looks beyond standard solutions to identify the most suitable financing structure.

Our mission

The real estate financing market has changed significantly in recent years. Alongside traditional banks, a growing number of specialised lenders have entered the market, each with their own terms, acceptance criteria and pricing. This creates opportunities, but also makes the market increasingly difficult to navigate. Anyone serious about building a property portfolio soon discovers that the property or its return is often not the bottleneck—the financing is.

That is exactly where we aim to make the difference. Not through a one-off advisory meeting for each acquisition, but as a long-term financing partner that helps you build your portfolio over the years.

We invest in property ourselves

Niven and Menno both have their own property portfolios. This is more than just an interesting detail; it is one of the reasons conversations with us are different. We understand what a disappointing valuation can do to a business case, what a three-week delay in a financing application can cost, and why an interest-only financing structure may sometimes be preferable to maximising repayments. You do not need to explain the realities of property investing to us, saving both time and unnecessary explanation.Niven en Menno hebben een eigen vastgoedportefeuille. Dat is geen leuk detail, maar de reden dat gesprekken bij ons anders lopen. Wij weten wat een tegenvallende taxatie met een businesscase doet, wat het kost als een aanvraag drie weken stilligt, en waarom u soms liever aflossingsvrij financiert dan maximaal aflost. U hoeft ons niet uit te leggen hoe vastgoedondernemen werkt — dat scheelt tijd, en het scheelt uitleg.

Why property investors choose us

1. We grow alongside you

Our clients are ambitious and growing entrepreneurs: relatively young property investors, fast-growing businesses and investors expanding from five properties to fifteen. Many already own portfolios of ten properties or more. We know their figures, their structure and their ambitions, which means the fourth financing application can be handled faster and more efficiently than the first. Each year, we support dozens of entrepreneurs throughout their financing process.

2. Competitive rates through direct lender relationships

We work with virtually all relevant real estate lenders in the Netherlands. Through our direct partnerships with lenders including DCMF and SolidBriq, we are consistently able to secure competitively priced financing proposals—often on better terms than those available when approaching a single lender directly. Rather than comparing one offer with your main bank, we assess the full market.Wij werken samen met vrijwel alle relevante vastgoedfinanciers in Nederland. Door onze directe samenwerkingsverbanden met onder andere DCMF en SolidBriq kunnen wij bij vastgoedfinancieringen consequent scherp geprijsde voorstellen neerleggen — vaak scherper dan wat u zelfstandig bij één partij ophaalt. Wij vergelijken niet één aanbod met uw huisbank, maar leggen het hele speelveld naast elkaar.

3. A well-structured financing process from start to finish

A financing application stands or falls on the quality of the documentation. We use our own document software, tailored to the submission requirements of the lenders we work with. This means you know in advance exactly which documents are required and in what format, avoiding unnecessary delays caused by missing information or attachments.Een financieringsaanvraag valt of staat bij de dossieropbouw. Wij werken met eigen documentensoftware die is afgestemd op de aanleverspecificaties van de geldverstrekkers waarmee wij werken. U weet dus vooraf precies welke stukken nodig zijn, in welke vorm, en er gaat geen tijd verloren aan heen-en-weer over ontbrekende bijlagen.

The result: provided your financial information is current and complete, financing can often be arranged within a matter of weeks.Het resultaat: mits uw cijfers actueel en compleet zijn, is een aanvraag bij ons vaak binnen enkele weken rond.